Loans to Grow Your Business and Our Community
Are you starting or expanding a business in Middle Georgia? Bank of Dudley has proudly served our communities’ businesses with convenient and affordable loans for more than a century!
We provide businesses with turnkey lending services, including:
- SBA loans
- Commercial real estate loans
- Capital improvement loans
- Equipment loans
- Business vehicle loans
- Small business lines of credit
Call Today and Grow Your Business With a Loan From Bank of Dudley:
478-277-1500
Experience Truly Local Business Lending
Local People
Your business is important to a lot of people: your employees, your customers, and you and your family. It’s also important to our community. When you bank locally with Bank of Dudley, you can rest assured that we’re looking out for all of the people who matter to you and your business.
Local Decisions
Why should you entrust the decisions that can make or break your business to a faceless corporation? The decisionmakers at Bank of Dudley live here in our community. They know your business and its impact and base every decision on what will help you thrive.
Local Banking
Having branches all over the country doesn’t make a great business lender. Roots in the community where your customers, employees, and you live do. Since 1905, Bank of Dudley has served companies like yours, watching our community grow with every dollar we invest.
Business Lending Service That’s Second to None
First-Name Service
All of our team lives in the communities we serve. Everyone from the President to your loan officer are folks you’ll see every day. Your kids go to school together. You attend the same church. They know you as a neighbor, not as a customer, and their dedication to helping you grow your business comes from their commitment to being good members of our shared community.
Business Loans Tailored to Fit
Whether you’re a highly capitalized company needing a loan to expand your operations in the area or just starting out with a new idea and plenty of enthusiasm, we’re ready to help. Our business loan officers will walk with you through exploring every option available and help you find the loan product that will allow you to launch or grow your business successfully.
Fast, Personalized Answers to Questions
Your business can’t wait for lenders to bounce your application around from office to office. Every day you wait for an answer, you miss out on more opportunities. At Bank of Dudley, you can expect fast answers. When you call with a question, there’s no automated answering system, just a friendly team member who can find the information you need quickly and get you back to doing what you do best: serving your customers and growing your business!
Need Help Launching or Expanding Your Business? Bank of Dudley Is Here for You!
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Loans to Serve Any Business
Whether you’re just starting out or, like us, have been a part of the community for more than 100 years, Bank of Dudley has a business loan that can help you meet your goals and grow your company for this and future generations.
We offer competitive rates and the same loan types and terms as larger lenders, but our business loans are a little different: everything about them is local.
From your local loan officer who’ll work with you in person to help find the right loan for you to the decisionmakers who live and work here in our community, your business loan is never passed off to a corporate office on the other side of the country. Everyone involved in processing and servicing your loan knows you, knows your business, and understands how your company’s success helps our entire community thrive.
We offer loans to cover almost any need, including significant capital investments and short-term loans to help close a cash flow gap or recover from an equipment failure. Some of our business loan options include:
- Commercial real estate loans
- Capital improvement loans
- Equipment loans
- Business vehicle loans
- Small business lines of credit for working capital
SBA Loans: Building Small Business in Our Community
For more than 70 years, the US Small Business Administration has helped small businesses across the country grow through government-backed lending. These loans are some of the most affordable and flexible on the market and are a great way to secure funding for small businesses that have had trouble securing loans from a private lender.
Bank of Dudley is proud to serve as one of Georgia’s SBA Preferred Lenders and to partner with the Small Business Administration to help people in our community see their small business dreams come to life!
Types of SBA Loans Available
7(a) Loans
These loans are by far the most common and flexible secured by the SBA. 7(a) loans can be used for almost any purpose, including working capital, refinancing debt, furniture and fixtures, and equipment purchases. 7(a) loans offer a maximum amount of $5 million.
504 Loans
504 loans are longer-term, fixed-rate loans intended to help small businesses grow through the purchase or development of long-term capital investments. 504 loans provide more fixed, budgetable payments but may only be used for high-value, durable investments like real estate, long-term equipment, and improvements to property or facilities.
When You Succeed, Our Community Thrives. Let Us Help.
Call and Speak With a Bank of Dudley Business Loan Officer Today: